Car Insurance

Get a Quote
Get a Quote

Car Insurance

Up to 65% No Claim Bonus

Pay by the month at no extra cost

24/7 claims support


No matter how careful you might be on the roads, accidents can still happen. National Seniors Insurance offers reliable and competitive comprehensive car insurance cover from Allianz, so you and your loved ones can travel with confidence.

Take out a new National Seniors Insurance motor, home or landlord insurance policy by 31 March 2017 and you and a friend could be jetting off to the beautiful Mediterranean#. The trip includes 7 nights cruising the Mediterranean in a room with its own private balcony. Valued over $20,000, this really is a once in a lifetime experience.

Ask us about our special 12 months cover for the price of 11 offer>. Call us on 1300 50 50 99 for more details.

Get a 10% discount when you buy online

Ways to save

  • Up to 10% safe driver discount*†
  • Up to 10% online discount*
  • Further savings when you restrict the cover to drivers over 30 only*

Why get comprehensive car insurance through National Seniors Insurance?

  • Getting protected is simple. Get a quote and buy online here.
  • We offer competitive prices with no additional cost to pay by the month##.
  • Receive a no claim bonus discount of up to 65%*@
  • Choice of repairer at no extra cost
  • There’s an easy 24/7 claims process. Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
More features and benefits

Features and benefits available under National Seniors Insurance Prestige Motor Vehicle cover include:

If you have a claim under the policy we give benefits for:


New replacement vehicle if your new vehicle (less than two years old) is a total loss


Cover for damage to other people's property (legal liability)

Up to $20,000,000

Legal liability cover when using a substitute vehicle


Legal costs


Rental car following theft ($100 per day limit)

Up to 30 days

Reasonable costs of towing after a covered accident


Vehicle being transported by ship


Trailer and caravan cover

Up to $1,000 or market value whichever is lesser

Emergency repairs

Up to $500

Personal effects or clothing

Up to $1,000 for any one incident

Transportation costs

Up to $500 for any one incident

Re-keying and re-coding

Up to $1,000

Emergency accommodation costs

Up to $400

Remove basic excess on windscreen claims


Rating 1 for life (if applicable)


Guaranteed renewal


For full details of the conditions and exclusions on all our cover options, please refer to the Motor Insurance Product Disclosure Statement.



Want to learn more?

For detailed information on the cover and limits provided, you should read the Motor Insurance Product Disclosure Statement (PDS).

To read more about easy claims process click here.

Terms and Conditions apply


#Mediterranean Cruise - Competition runs from 30/01/17 – 31/03/17. Prize is drawn on 05/04/2017 at Level 13, 2 Market St Sydney. Winner’s name published in The Australian on 08/04/2017. Authorised under NSW Permit No: LTPS/16/09927, ACT Permit No: TP16/02449, SA Licence No: T16/2238. Promotion terms and conditions available at Promoter is Allianz.Prize consists of return economy class flights for two from the prize winner’s nearest Australian State capital city to a designated city in Europe (including checked luggage and taxes), return private airport transfers from designated airport to designated accommodation, 2 nights 4* pre-cruise accommodation (twin share), return private transfers from designated accommodation to cruise port, 7 nights MSC Mediterranean cruise for two (including stay in a Balcony Cabin (or similar), breakfast, lunch and dinner daily on board, on board activities and daily and nightly entertainment), 2 nights 4* post-cruise accommodation (twin share) and AUD 1,000 spending money.

>Up to 12 months’ insurance cover for the price of 11 offer – Offer valid for new Allianz Home, Motor and Landlord insurance policies purchased through National Seniors Insurance from 30/01/17 to 31/03/17. Available only for policies purchased via the National Seniors Insurance Call Centre and cannot be used in conjunction with any other offer. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. For Home and Landlord insurance, discounts may not be applied to any flood component of the premium (if applicable). 

##Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

^Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Fire & Theft and Third Party Property Damage policies.

@ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.

†Safe Driver Discount applies to new Classic Motor Insurance policies only and does not apply to renewals. To be eligible for a safe driver discount: the rateable driver must be aged 30 years or over; the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and all other nominated drivers have had no at fault claims for the last five years.

**Offer valid for the vehicle covered under a new Allianz comprehensive car insurance policy purchased through National Seniors Insurance between 1 October 2014  until it's withdrawn, subject to payment of premium. Not available for renewals of existing policies. Roadside Assistance membership starts at the commencement of the car insurance policy. 12 months free roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Click here for full offer terms and conditions.

National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges insurance as authorised representative of the insurer Allianz Australia Insurance Limited (Allianz), ABN 15 000 122 850, AFSL 234 708 and if you purchase a policy it will receive a commission that is a percentage of the base premium. Ask for more details before we provide you with our services. We do not provide advice on insurance based on any consideration of your objectives, financial situation or needs. Before making a decision please read the Product Disclosure Statement (PDS) and the Supplementary PDS, available by calling National Seniors on 1300 50 50 99 or from this website.